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Prospera Capital Management, LLC

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Client assets under management

$343,948,958

Clients

44

84% high-net worth

Advisors

3

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

15

Very Low

Average account size

$7,817,022

About

Prospera Capital Management primarily serves individual and high‑net‑worth clients and also works with trusts, pension and profit‑sharing plans, and business entities. The firm provides discretionary asset management, a comprehensive portfolio management service that combines ongoing investment management with financial planning, and standalone financial planning and consulting engagements.

Investment portfolios are constructed from individual stocks, bonds, ETFs, options, mutual funds and other public and private securities and are continuously monitored and rebalanced to client objectives. The firm employs multiple analytical approaches — fundamental, qualitative, quantitative and sector analysis — and maintains a disciplined fixed‑income duration policy while using a range of strategies including long‑ and short‑term holdings, options and, where appropriate, margin transactions.

Noteworthy features include a relatively small client roster (49 clients) managing approximately $337 million in assets overseen by two advisors, resulting in a high assets‑per‑client ratio for a newly registered adviser (2024). The firm also offers less common planning services for a firm of its size — such as cost segregation studies, corporate structure and real estate analysis, and lines‑of‑credit evaluation — and discloses that it bills advisory fees on securities purchased on margin, a practice that may create an incentive to use margin.

Client services

Financial planning Portfolio management

Expertise

Options & derivatives strategies Active portfolio management

Fee options

Fixed

Flat fees up to $25,000 for financial planning and consulting

Percentage

Maximum annual fee of 1.00%, billed quarterly in arrears on pro-rata basis

Project-based

Up to $500 per hour for financial planning and consulting

Other

Fee-only: Hourly fee up to $500/hour; flat fees up to $25,000; retainer not exceeding $1,200

Main office location

Prospera Capital Management, LLC

Gilbert AZ, United States

Number of offices

3

Most active in

Arizona · California · Colorado · Illinois · Louisiana · Maryland · Massachusetts · Michigan · Minnesota · Missouri · New York · Ohio · Oregon · South Carolina · Tennessee · Texas · Virginia · Washington

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Chase D

CFP®, ChFC®, Series 63, Series 66

Gilbert, AZ

Prospera Capital Management, LLC

Chase Deters is a CFP® and ChFC® credentialed financial advisor with 19 years of industry experience. He is currently with Prospera Capital Management, LLC and previously worked at The Vanguard Group and Raffa Wealth Management. Outside of his advisory role, he is involved in rental property investment as a landlord. Prospera Capital Management primarily serves individual and high-net-worth clients, as well as trusts, pension and profit-sharing plans, and business entities. The firm offers discretionary asset management and financial planning, employing a variety of analytical approaches and maintaining a disciplined fixed-income duration policy.

Options & derivatives strategies Active portfolio management
user avatar

Heather M

CFP®, Series 63, Series 65

Gilbert, AZ

Prospera Capital Management, LLC

Heather McClain is a CFP® professional at Prospera Capital Management, LLC with 18 years of industry experience. She worked at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. for 12 years before joining Prospera Capital Management. Outside of her advisory role, she serves as president of the Hacienda Royale HOA Board in Phoenix, AZ. Prospera Capital Management primarily serves individual and high-net-worth clients, as well as trusts, pension and profit-sharing plans, and business entities. The firm provides discretionary asset management and comprehensive portfolio management services, using a variety of analytical approaches and investment strategies tailored to client objectives.

Options & derivatives strategies Active portfolio management
user avatar

Sara A

CFP®, Series 63, Series 65

Gilbert, AZ

Prospera Capital Management, LLC

Sara Amparan is a CFP® with 15 years of industry experience, currently serving as an advisor at Prospera Capital Management, LLC. She previously worked at The Vanguard Group, Inc. for 11 years and has been self-employed since 2020. Outside of her advisory work, she contracts with the Mothers Milk Bank of North Texas, supporting breast milk donations for premature and at-risk babies. Prospera Capital Management primarily serves individual and high-net-worth clients, as well as trusts, pension and profit-sharing plans, and business entities. The firm offers discretionary asset management and financial planning, using a variety of analytical approaches and investment strategies tailored to client objectives.

Options & derivatives strategies Active portfolio management
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