Proper Financial, LLC

Andrew Stephens is a financial advisor at Proper Financial, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including J.P. Morgan Securities LLC, AXA Advisors, LLC, and Thrive Insurance Group. Proper Financial provides wealth management and financial planning services to individual and high-net-worth clients, offering discretionary portfolio management primarily through low-cost mutual funds and ETFs. The firm uses a fundamental, long-term investment approach to build customized, diversified portfolios aligned with clients’ goals and risk tolerance.

Erik Schuster is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Proper Financial, LLC since 2024. His prior experience includes roles at Thrive Financial Services, Thrive Insurance Group, Thrive Capital Management, LLC, and The Vanguard Group. He is also involved in insurance sales through Proper Retirement, LLC. Proper Financial provides wealth management and financial planning services to individual and high-net-worth clients. The firm employs a fundamental, primarily long-term investment approach, focusing on customized, diversified portfolios using low-cost mutual funds, ETFs, and individual securities, with additional services including retirement advice and access to estate-planning and tax filing resources.

Grant Frederick is a financial advisor with Proper Financial, LLC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Thrive Capital Management, Mass Mutual Investors Services, Prudential Financial Planning Services, and The Kimberton Group. Outside of financial advising, he is the owner of Enertel Solutions, a company that brokers electric service providers. Proper Financial provides wealth management and financial planning to individual and high-net-worth clients, offering discretionary portfolio management primarily through low-cost mutual funds and ETFs. The firm employs a long-term, fundamental investment approach and customizes diversified portfolios aligned with clients’ goals and risk tolerance.