Professional Analysts, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$37,745,281
Total clients
58
0% high-net worth
Total advisors
1
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
58
Average account size
$650,781
About
The firm provides fee-based financial planning and discretionary portfolio management primarily for individual clients. Its planning services are offered at three levels—comprehensive, estate, and single-need planning—and it also advises on employer‑sponsored retirement plan allocations and offers occasional educational workshops.
Investment processes emphasize Modern Portfolio Theory and deliberate asset allocation (strategic, tactical and dynamic) implemented largely through pooled vehicles and mutual funds. The firm typically receives discretionary authority to select funds within agreed allocation parameters, conducts quarterly reviews and rebalancing, and may recommend independent investment managers while retaining ongoing oversight.
What distinguishes the firm from many peers is its mixed business model and industry affiliations: planners are registered representatives of a broker‑dealer and licensed insurance agents, the firm discloses the ability to implement recommendations through an affiliated broker‑dealer and insurance carriers (separate from its fee‑based planning), and it may receive fees when referring clients to independent managers. The firm also relies on a subcontracted counselor/planner who serves as its compliance officer and maintains a limited tax‑return practice, adding implementation and tax services beyond a typical small advisory shop.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General estate planning guidance
Cash flow / budgeting
Retirement income strategy
Life insurance needs analysis
Fee options
$0 - $250,000: 1.25% $250,000 - $750,000: 1% $750,000 - $1,000,000: 0.75% $1,000,000 - $1,500,000: 0.5% $1,500,000 - $2,000,000: 0.25% $2,000,000+: 0%
Hourly rate quoted and agreed upon in advance for financial counseling services
Annual retainer fee for implementation review and maintenance of the financial plan equal to half of the first year factor calculation from the fee schedule, payable quarterly
Minimum fee: Comprehensive Planning minimum fee $1,100 annually; Estate Planning maximum fee $1,700 annually; Annual Retainer minimum $460, maximum $1,700 Fee-only: Financial Planning fees based on points system multiplied by $100; hourly financial counseling available with hourly rate quoted in advance; no commissions received for plan implementation
Main office location
Professional Analysts, LLC
2370 Delta Rd.
Bay City MI 48706-9340, United States
Number of offices
1
Most active in
Professional Analysts, LLC has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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