Prive Wealth Management

Privé Wealth Management provides investment management alongside a range of planning and advisory services, including comprehensive financial planning, insurance planning, one‑time financial organizing sessions, ongoing retainer offerings, and a Multi‑Family Office program called Privé Heritage. The firm’s disclosed client types include individuals and families (both non‑HNW and high‑net‑worth households), business owners, trusts and estates, small businesses and corporations, and nonprofit organizations, with business planning services that explicitly address pension and workplace retirement design.

The firm describes a goals‑based investment process that emphasizes diversified, low‑cost index funds and ETFs, customized asset allocation, tax‑efficient placement, and periodic rebalancing, and it provides both discretionary and non‑discretionary management. Privé also uses third‑party managers and Unified Managed Account (UMA) capabilities when appropriate, bills investment fees on combined account balances using full‑balance tiering, and does not charge performance‑based fees.

Distinctive elements in the brochure include the Privé Heritage MFO structure: flat annual fees that include investment management up to defined AUM caps, a uniform 0.35% overage rate on assets above those caps, net‑worth‑based eligibility criteria, and a limited founding‑client program with multi‑year rate terms. The firm also highlights accessibility features—no account minimum for investment management, low‑cost entry services, and multiple retainer billing options—and states a fee‑only model that excludes commissions or insurance sales while describing work with charitable entities and pension/profit‑sharing plan design.