Private Client Asset Management, Inc.

Private Client Asset Management provides fee-based investment advisory and financial planning services to individual clients — including high-net-worth individuals — as well as trusts, estates, charitable organizations, businesses and pension plans. The firm manages client portfolios on a discretionary basis and also offers hourly and fixed-fee planning engagements in addition to asset-based advisory arrangements.

The firm’s investment approach centers on tactical asset allocation intended to reduce risk and seek improved performance, combining fundamental and quantitative analysis across equities, fixed income, mutual funds and cash instruments. PCAM generally favors long-term, buy-and-hold positions while also using rebalancing, concentrated stock selections, and cash positions as potential hedges or tactical overlays depending on client objectives.

PCAM’s brochure discloses a prior FINRA-related regulatory matter involving a registered representative that resulted in sanctions, which is included in the firm’s disciplinary disclosures. The firm’s representatives are also registered with a broker-dealer and licensed to sell insurance and provide tax-preparation services, arrangements the brochure identifies as potential conflicts of interest and describes procedures to mitigate.