Primetime Wealth Management

Primetime Wealth Management provides financial planning and portfolio management to individuals as well as pension and profit‑sharing plans, trusts, estates, charitable organizations and business entities, managing roughly $18 million across about 49 client relationships. Services include comprehensive financial plans (retirement scenarios, tax and estate reviews, and education planning), hourly or fixed-fee consulting, and ongoing investment management where clients may choose discretionary or non‑discretionary arrangements.

The firm’s investment approach emphasizes asset allocation as the primary driver of returns and uses professional research and portfolio software to design diversified mixes, investing primarily in equities and exchange-traded funds with fixed‑income and other securities as appropriate. Primetime sets realistic, measurable goals with clients, conducts at least annual account reviews, and executes and custodians client assets through Charles Schwab while monitoring risk factors such as interest‑rate and market risk.

Distinctive elements in the brochure include the firm’s work with pension and profit‑sharing plan clients and the provision of pension consulting alongside its individual planning services, which is less common among peer independent advisers. The brochure also highlights education‑planning services and access to educational events and resources through its custodian relationship, and describes coordination with third‑party insurance providers when insurance products are recommended.