Preserve Wealth Management

Preserve Wealth Management serves individual and high‑net‑worth clients as well as pension and 401(k) plans, offering discretionary portfolio management alongside ongoing and one‑time financial planning and pension consulting. The firm operates as a small practice (one registered advisor managing roughly $78 million across about 25 client relationships) and uses asset‑based advisory arrangements common to its peer group.

The firm’s investment process emphasizes quantitative risk modeling centered on Riskalyze Risk Numbers (including a Family Risk Number for couples), which is documented in an investment policy statement and combined with fundamental analysis, modern portfolio theory and top‑down diversification; portfolios are managed with a long‑term trading horizon and discretionary authority, and ESG preferences can be accommodated. Financial planning is delivered through an Agile Planning process and a dynamic client portal with daily balance updates, on‑demand probability‑of‑success scenarios, quarterly check‑ins, and personalized video portfolio reviews.

Noteworthy distinctions include the firm’s practice of publicly advertising third‑party ratings, an uncommon disclosure among similarly sized supported firms, and a two‑tier ongoing planning structure that escalates to a wealth‑management level with regular coordination meetings with clients’ other advisors and a written senior aging/continuity plan. Preserve also employs a broader investable universe than many small advisers (including structured notes, venture capital, and private placements), uses block trading protocols, and documents a custodial relationship that leverages institutional services from a major custodian.