Prescott, Adams and Group Inc.

Prescott, Adams and Group provides discretionary and nondiscretionary portfolio management and financial planning to a small number of individual and business clients, with services described in the brochure including retirement planning, rollovers, managed accounts, brokerage and mutual fund investment, and business financial planning. The firm also cites life and disability insurance analysis and group benefits as part of its service set and prepares an Investment Policy Statement for each client.

The firm’s investment process combines fundamental, technical, charting and cyclical analysis and employs long‑ and short‑term trading as well as options‑writing strategies; accounts are monitored on a weekly basis and managed under written discretionary authority when authorized. Clients’ advisory fees are charged as a percentage of assets under management, withdrawn from custodial accounts with client authorization, and the firm indicates it does not participate in wrap programs or accept third‑party sales compensation.

What is distinctive is the combination of pension and retirement plan work with investment management and insurance consulting — the brochure lists 401(k) plans, defined benefit retirement plans, executive bonus plans and group insurance services, which is less common among independent advisers. The firm also reports a very small client base (twelve clients reported) and states it may use higher‑risk tactics such as uncovered options and short sales, which affect its risk profile relative to many peers.