Prelude Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$33,534,822
Total clients
36
42% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
36
Average account size
$931,523
About
Prelude Financial provides investment management and financial planning services to individual and high net-worth clients, delivering tailored investment portfolios and written financial plans that cover retirement, tax planning, estate considerations, college savings, insurance, and business planning. As of December 31, 2025 the firm reported $33,534,822 in assets under management across 36 clients, with financial planning options that include one-time, hourly, and a comprehensive monthly retainer model for ongoing access.
The firm primarily practices passive investment management, constructing portfolios from index mutual funds and ETFs and emphasizing low turnover and tax efficiency, while also using fundamental and technical analysis when performing investment analyses as part of planning engagements. Accounts are managed on a non-discretionary basis—clients retain decision authority and the firm uses a limited power of attorney only after obtaining client consent.
What is noteworthy about the firm is its concentration of non-discretionary AUM (reporting $33,534,822 non-discretionary and $0 discretionary as of year-end), a structure that is uncommon among independent advisors and means clients typically approve trades before execution. The firm also offers ongoing comprehensive planning with continuous client access, provides business-planning and employee-benefits optimization services, does not aggregate block trades, and participates in an institutional custody program that provides certain research and practice-support services.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Debt management
General estate planning guidance
Fee options
Financial Planning fixed fee ranging $1,000 to $4,000; Comprehensive Financial Planning upfront fee $750
$0 - $2,000,000: 1.00% $2,000,001 - $4,000,000: 0.75% $4,000,001 - $10,000,000: 0.40% $10,000,001+: 0.25%
$200.00 per hour for financial planning
Comprehensive Financial Planning ongoing monthly fee between $100 and $400 per month
Fee-only: Financial Planning hourly rate $200.00/hour; Fixed fees $1,000 to $4,000; Comprehensive Financial Planning monthly retainer $100 to $400/month plus $750 upfront fee
Main office location
Prelude Financial
137 College St
Wadsworth OH 44281, United States
Number of offices
1
Most active in
Prelude Financial has reported serving >5 clients in these states in the last 12 months.
Ohio
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")