Precision Financial Services

Precision Financial Services (doing business as PFS Partners, LLC) serves individual investors, high‑net‑worth clients, trusts, estates, retirement plans and charitable organizations with discretionary and non‑discretionary portfolio management, stand‑alone financial planning, and retirement plan consulting. The firm offers both wrap‑fee and non‑wrap arrangements and provides implementation support that can include brokerage, custody and reporting integrated through its wrap program.

Investment implementation emphasizes mutual funds, ETFs, individual equities and fixed income, using long‑ and short‑term purchases and options strategies (including covered call writing); the firm also allocates to unaffiliated independent managers and may recommend private investment funds after due diligence. PFS treats cash as an asset class for defensive positioning, may use interval funds and defined‑outcome ETFs when appropriate, and will not exercise discretionary authority to purchase cryptocurrencies without the client’s express authorization.

Noteworthy aspects disclosed in the brochure include the firm’s PFS Partners Wrap Program and multiple referral and affiliation arrangements—several representatives are registered with Leigh Baldwin & Co., the firm is affiliated with a life insurance agency, and it may recommend third‑party brokers (including Halo)—each of which the brochure identifies as potential conflicts of interest. The firm also relies on custodial and technology relationships (e.g., NFS, eMoney/Tamarac), receives support services from custodians, does not vote client proxies, and discloses use of less‑liquid products (private funds, interval funds), which are features less common among many multi‑team peers.