Powering Your Retirement

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Client assets under management

$81,334,386

Clients

162

15% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$502,064

About

Powering Your Retirement provides discretionary portfolio management and financial planning primarily to individual and high-net-worth clients, managing roughly $81 million across about 162 client accounts with a two-advisor team. Services include tailored portfolio construction, asset allocation and monitoring, and one-time or hourly financial plans that cover retirement, tax, insurance and other planning topics.

The firm uses a mix of analytical methods — charting, cyclical, fundamental, quantitative and technical analysis — and employs both long- and short-term trading strategies, generally implementing model allocations under discretionary authority while documenting clients’ risk tolerances. Clients receive periodic reviews and quarterly custodian statements; financial planning engagement typically concludes upon delivery of the plan unless additional services are contracted.

Powering Your Retirement has business affiliations that are less common among its peers: a principal acts as a licensed insurance agent and the firm’s personnel perform tax preparation through an affiliated tax practice, and the brochure discloses these relationships and the firm’s procedures to address related conflicts of interest. The firm also notes use of ETFs that provide exposure to digital assets and precious metals and requires custody at a single institutional custodian, features that may influence product selection and execution relative to many similar advisers.

Client services

Financial planning Portfolio management

Expertise

Annuities College savings (529s, UTMA, etc.)

Fee options

Fixed

Fixed fees for financial plans negotiated between $500 and $3,000

Percentage

$0 - $100,000: 1.50% $100,001 - $250,000: 1.25% $250,001 - $500,000: 1.15% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $4,000,000: 0.70% $4,000,001 - $5,000,000: 0.60% $5,000,001+: 0.50%

Project-based

$150 to $300 per hour for financial planning services

Other

Fee-only: Portfolio management fees based on tiered AUM schedule as above; financial planning fixed fees $500 to $3,000; hourly fees $150 to $300

Main office location

Powering Your Retirement

12657 Alcosta Boulevard, Suite 415

San Ramon CA 94583, United States

Number of offices

Most active in

California · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Website 925-726-4015

Advisors at this firm

David N

Series 63

Chester, CA

Powering Your Retirement

David Nissim is a financial advisor with Powering Your Retirement in Chester, CA. He holds a Series 63 designation and has 45 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Securities, as well as co-founding Nissim & Gavidia Wealth Management & Financial Planning, LLC. Powering Your Retirement provides discretionary portfolio management and financial planning services to individuals and high-net-worth clients, focusing on tailored investment strategies based on clients’ goals, risk tolerance, and time horizon. The firm employs various analytical methods and trading strategies, and also offers tax preparation services and insurance product recommendations.

Annuities College savings (529s, UTMA, etc.)

Daniel L

CFP®, Series 63

San Ramon, CA

Powering Your Retirement

Daniel Leonard is a CFP® and Series 63 licensed financial advisor with 13 years of industry experience. He is currently with Powering Your Retirement, where he has worked since 2021, and also maintains a role at Marathon Retirement Planning, Inc. since 2016. In addition to his advisory work, Leonard owns and operates Marathon Tax Planning, a tax preparation business, and is a licensed insurance agent. Powering Your Retirement provides discretionary portfolio management and financial planning services to individuals and high-net-worth clients, focusing on tailored investment strategies that incorporate multiple analytical methods and both long- and short-term trading. The firm also offers tax-preparation services and insurance product recommendations alongside its advisory offerings.

Annuities College savings (529s, UTMA, etc.)

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