Polaris Financial Planning, LLC.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$149,680,734
Total clients
129
47% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
129
Average account size
$1,160,316
About
Polaris Financial Planning is an independent, single-advisor SEC-registered advisory firm that provides discretionary asset management for individual clients, primarily through mutual funds and percentage-of-assets-under-management billing. The firm manages client accounts through a qualified custodian and requires a signed advisory agreement before services commence.
The firm’s investment approach emphasizes Modern Portfolio Theory and a science-based, buy-and-hold strategy that favors diversified index and mutual fund allocations selected via a proprietary model. Portfolios are customized to client goals and risk tolerance, with a focus on long-term holdings and occasional tactical adjustments for special situations or shorter time horizons.
What distinguishes the firm from many peers is its high account minimum — a $2,000,000 opening threshold (household aggregation permitted) — which contrasts with the larger universe of independent advisers that primarily serve smaller retail clients. Additional notable practices include mandatory use of an institutional custodian with fee deduction (creating limited custody in the regulatory sense), a policy not to aggregate trades or vote client proxies, and the adviser’s public-facing podcast that addresses investment philosophy and related topics.
Client services
Portfolio management
Expertise
Passive / index investing
Fee options
$20,000 - $500,000: 1.0% $500,001 - $1,000,000: 0.90% $1,000,001 - $2,000,000: 0.70% $2,000,001 - $5,000,000: 0.60% $5,000,001+: 0.50%
Account minimum: $2,000,000 Minimum fee: $200 per year for accounts under $20,000
Most active in
Polaris Financial Planning, LLC. has reported serving >5 clients in these states in the last 12 months.
California · Colorado · Florida · Illinois · Nebraska · Texas · Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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