Polaris Capital Management LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$9,951,686
Total clients
25
68% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
25
Average account size
$398,067
About
Polaris Capital Management LLC is an independent, single‑advisor investment advisory firm that manages roughly $10 million for a small number of individual and high‑net‑worth clients. The firm provides tailored investment management along with ongoing and project‑based financial planning, retirement account advice, and implementation for held‑away assets such as 401(k)s, 529s, and variable annuities.
Portfolios and plans are developed through client conversations to establish goals and risk tolerance and typically employ a mix of fundamental and technical analysis; the firm notes a focus that can include small‑ and mid‑cap opportunities and strategies that may involve higher turnover or use of derivatives where appropriate. Clients receive continuous advice, periodic reviews, and discretion for trading and rebalancing consistent with their stated objectives, withwritten or electronic financial plans provided for planning engagements.
Notably for a small, solo practice, the firm offers performance‑based fee arrangements to qualified clients and manages a related private investment partnership that targets small, illiquid, under‑owned publicly traded companies and equity interests in funds; the adviser holds a majority ownership stake (55%) in that private fund and discloses the attendant conflicts when making recommendations. The firm also disclaims proxy voting (clients retain voting responsibility) and describes policies intended to address side‑by‑side management and allocation conflicts.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Retirement income strategy
Fee options
Project-Based Financial Planning Service fees range from $2,500 to $10,000 based on complexity.
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001+: 0.50%
Performance-based fees offered for qualified clients (with at least $1,100,000 assets under management or net worth over $2,200,000) via Atchala Investment Fund LP private fund.
Ongoing Comprehensive Financial Planning service paid as fixed monthly fee (calculated as 0.50% of AGI plus 0.50% of Net Worth).
Account minimum: $150,000 Minimum fee: Minimum annual fee for Comprehensive Financial Planning service is $8,000. Fee-only: Comprehensive Financial Planning service charged upfront $500-$1,500 plus ongoing monthly fee equal to 0.50% of Adjusted Gross Income plus 0.50% of Net Worth.
Main office location
Polaris Capital Management LLC
El Dorado Hills CA, United States
Number of offices
1
Most active in
Polaris Capital Management LLC has reported serving >5 clients in these states in the last 12 months.
California · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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