PMC Wealth, LLC

PMC Wealth, LLC is an SEC-registered investment adviser that offers membership-based financial planning, cash management advisory services, and both discretionary and non-discretionary portfolio management options to individuals, trusts, estates, charitable organizations, and business entities. The firm provides foundational, advanced and holistic planning, non‑custodial advice for outside accounts, and implementation through model portfolios or custom strategies.

PMC Wealth structures client relationships through three membership tiers and also offers hourly and project-based engagements, documenting investment objectives, risk tolerance and time horizons early in the relationship and monitoring accounts on an ongoing basis. Its investment process uses model portfolios spanning aggressive growth to conservative objectives, may employ tactical cash positions, and includes a proprietary cash-management solution called KEEP with PMC that places client funds across a network of FDIC- and NCUA-insured institutions.

Noteworthy features include the firm’s reported asset mix and scale: as of the brochure date it reports $550,000 in non-discretionary assets under management, $0 in discretionary AUM, two advisors and one reported client, a configuration that departs from many supported peers that generally manage larger discretionary AUM. The brochure also discloses affiliated insurance activities and an education affiliate, and emphasizes institutional-grade cash optimization and fixed-income‑only model options in addition to standard model and custom portfolio offerings.