PMA Wealth Management

PMA Wealth Management provides ongoing portfolio management to individuals, high‑net‑worth individuals, and charitable organizations under asset‑based advisory agreements. The firm documents client goals and risk tolerances in an Investment Policy Statement and generally advises on mutual funds, equities, fixed income, ETFs (including precious‑metal ETFs), annuities, private placements and venture capital funds, while primarily recommending ETFs.

The firm’s investment process draws on fundamental analysis, modern portfolio theory, quantitative and technical analysis and employs both long‑term and short‑term trading strategies, including the use of margin. PMA typically requests discretionary authority to execute transactions, seeks fair allocation of limited opportunities (such as IPOs), and performs at least quarterly reviews with custodian‑provided account reporting.

Noteworthy features disclosed in the brochure include the principal’s outside roles as a partner in an accounting firm and as a licensed insurance agent and registered representative, which create potential conflicts when recommending commissionable insurance or brokered products and are addressed through disclosure and internal oversight. The firm also lists charitable organizations among its clients and uses less common vehicles for a small independent adviser—private placements and venture capital funds—each noted in the brochure along with associated risks and conflict‑management practices.