Plentiful Wealth, LLC

Plentiful Wealth provides investment management and financial planning to individuals — including high‑net‑worth clients — and to nonprofit organizations, and it also offers pension and retirement plan consulting. Its services encompass discretionary portfolio management, holistic financial planning, and an outsourced Chief Investment Officer (CIO) service designed for endowments and other long‑term nonprofit funds, including assistance with planned giving.

The firm uses a client‑specific investment policy process that combines fundamental security analysis with Modern Portfolio Theory to set asset‑allocation targets and construct portfolios. Clients are taken through a structured planning process that results in a one‑page financial summary and a service calendar with quarterly rebalancing and seasonal reviews (tax, benefits/open‑enrollment, retirement, and estate/protection updates).

Distinctive aspects include a flat, lower advisory fee for nonprofit accounts (0.25%), no stated account minimum, and personnel credentials oriented toward philanthropic planning and business exit planning. The brochure also discloses a 2025 consent order with the Kentucky Department of Financial Institutions finding that the firm lacked written advisory agreements with several clients and resulted in a $3,000 civil penalty, a regulatory matter prospective clients should weigh alongside the firm’s offerings.