Platform Wealth Advisors

Platform Wealth Advisors (PWA) manages about $600.5 million on a discretionary basis for roughly 256 client relationships and serves individuals (including high‑net‑worth), qualified retirement plans, trusts, charitable organizations, corporations and small businesses. The firm provides discretionary investment management, employee benefit retirement‑plan advisory, written financial planning, consulting services, and offers a third‑party cash management aggregator (Flourish Cash).

PWA’s investment approach is anchored in Modern Portfolio Theory and long‑term, buy‑and‑hold allocations implemented principally with low‑turnover, passively managed mutual funds and ETFs; it documents objectives and risk in written investment policy statements and uses tools such as Monte Carlo simulation to evaluate goals. For implementation and trade processing the firm relies on third‑party resources—retaining Focus Partners Advisor Solutions (FPAS) as a discretionary sub‑advisor and using research and fund offerings from firms such as Dimensional Fund Advisors—while retaining the ability to place client‑directed restrictions and performing periodic reviews.

Distinctive elements in PWA’s brochure include formal affiliations with certified public accounting and consulting firms (Walpole Advisors and Hamilton Mercer Advisors), with shared personnel and cross‑referral arrangements that may integrate tax and accounting services with advisory offerings. The firm also delegates substantial operational and portfolio management functions to FPAS, participates in Schwab Advisor Services for custody and execution, and discloses operational practices such as standing authorizations for fee transfers and a policy not to vote client proxies, features that differentiate it from many peers.