Planwiser Financial

James Mulzer is a financial advisor at Planwiser Financial with eight years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and Mutual Advisors, LLC. Mulzer is also a licensed insurance producer, authorized to sell life insurance policies as needed by clients. Planwiser Financial serves individuals, families, trusts, retirement plans, and charitable organizations with discretionary investment management and financial planning. The firm employs a quantitative optimization model for portfolio construction and offers integrated tax and accounting services through an affiliated practice.

Joel Top is a financial advisor with Planwiser Financial in Colorado Springs, CO, holding Series 63 and Series 66 licenses and 21 years of industry experience. His prior experience includes roles at Edward Jones from 2004 to 2019 and Mutual Advisors, LLC since 2019. Outside of advisory work, he manages operations for PlanWiser Tax, LLC, an affiliated tax preparation and accounting service. Planwiser Financial serves individuals, families, trusts, retirement plans, and charitable organizations, offering discretionary investment management and financial planning. The firm employs a combination of strategic and tactical asset allocation supported by a proprietary quantitative optimization model and maintains an uncommon affiliation with an accounting and tax practice integrated into some advisory engagements.