Planning Alternatives Ltd

Gary Rosenberg is a CFP® with 13 years of industry experience. He is currently with Planning Alternatives Ltd and previously worked at Raymond James & Associates, Inc. and Paragon Underwriters, Inc. Outside of his advisory role, he has been self-employed since 1986. Planning Alternatives Ltd serves individuals, pension and profit-sharing plans, trusts, foundations, and business entities by providing wealth management, financial planning, discretionary investment management, and advisory services. The firm employs a Modern Portfolio Theory-based investment approach with a focus on low-cost implementation and acts as a 3(38) fiduciary investment manager for qualified retirement plans.

Kent Golightly is a CFP® and holds a Series 65 license with six years of industry experience. He has been with Planning Alternatives Ltd since 2019, following four years at BDO USA, LLP. Planning Alternatives, Ltd. provides wealth management services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, foundations, and business entities. The firm employs a Modern Portfolio Theory-based investment approach with a focus on low-cost implementation and serves as a 3(38) fiduciary investment manager for qualified retirement plans.

Stacey Gomez is a financial advisor at Planning Alternatives Ltd with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Planning Alternatives Ltd since 2009. Planning Alternatives Ltd provides wealth management services to individuals, pension and profit-sharing plans, trusts, foundations, and business entities. The firm employs a Modern Portfolio Theory-based investment approach with a focus on low-cost implementation and serves as a 3(38) fiduciary for qualified retirement plans.

Thomas Graney is a CFP® professional with 34 years of experience in the financial services industry. He is currently with Planning Alternatives Ltd, where he has worked since 2022. Prior to that, he spent over 30 years at Fidelity in various advisory roles. Planning Alternatives Ltd provides wealth management services to individuals, pension and profit-sharing plans, trusts, foundations, and business entities. The firm utilizes a Modern Portfolio Theory-based investment approach focused on low-cost implementation, offering discretionary investment management and acting as a 3(38) investment manager for qualified retirement plans.

Bradley Improta is a CFP® professional with over eight years of experience in the financial industry. He has worked at Planning Alternatives Ltd since 2024 and previously held roles at Two Ocean Builders and StreetAccount (FactSet). Planning Alternatives, Ltd. provides wealth management services to individuals, pension and profit-sharing plans, trusts, foundations, and business entities. The firm employs a Modern Portfolio Theory-based investment approach with a focus on low-cost implementation and serves as a 3(38) fiduciary investment manager for qualified retirement plans.

Heather Fulton is a CFP® professional at Planning Alternatives Ltd with seven years of industry experience. She previously worked at Fisher Investments and US Bank before joining Planning Alternatives in 2025. Planning Alternatives Ltd provides wealth management services to individuals, pension and profit-sharing plans, trusts, foundations, and business entities. The firm employs a Modern Portfolio Theory-based investment approach with a focus on low-cost implementation and serves as a 3(38) investment manager for qualified retirement plans.

David Tutak is a CFA® charterholder with over eight years of experience in the financial advisory industry. He has worked at Planning Alternatives Ltd since 2019, with earlier roles at Wells Fargo Advisors and Northwestern Mutual. Planning Alternatives Ltd serves individuals, pension and profit-sharing plans, trusts, foundations, and business entities with wealth management services including financial planning, discretionary investment management, and advisory services. The firm employs a Modern Portfolio Theory-based investment approach, emphasizing low-cost implementation and global diversification, and acts as a 3(38) investment manager for qualified retirement plans.

Nathan Mersereau is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Planning Alternatives Ltd. His prior experience includes seven years at Wealthcare Advisors, LLC, and a lengthy tenure at Planning Alternatives dating back to 2009. Planning Alternatives Ltd. provides wealth management services to individuals, pension and profit-sharing plans, trusts, foundations, and business entities. The firm employs a Modern Portfolio Theory-based investment approach, focusing on low-cost implementation through diversified portfolios and acts as a 3(38) investment manager for qualified retirement plans.

Timothy Hanna is a CFA® charterholder and holds a Series 63 license with over 11 years of industry experience. He previously worked at Flexible Plan Investments before joining Planning Alternatives Ltd. in Birmingham, MI. Planning Alternatives, Ltd. provides wealth management services to individuals, pension and profit-sharing plans, trusts, foundations, and business entities. The firm employs a Modern Portfolio Theory-based investment approach focused on low-cost implementation and serves as a 3(38) fiduciary investment manager for qualified retirement plans.