Plan B Investments, Inc.

Plan B Investments, Inc. serves individuals — including high‑net‑worth clients — and small businesses, offering financial planning and advisory services provided either hourly or through a percentage‑of‑AUM comprehensive program. Services include initial financial advisory consultations, continuing planning, and a written financial plan used to guide implementation.

The firm’s process emphasizes construction of a written financial plan followed by selection of Third‑Party Managers or Outside Investment Managers to implement investment strategies; Plan B monitors those managers and retains the ability to hire or terminate them. Accounts may be discretionary or non‑discretionary, and much of the day‑to‑day portfolio management is carried out by outside managers rather than by an extensive in‑house portfolio management team.

Plan B is dually registered and operates a broker‑dealer and an affiliated insurance agency in addition to its advisory business, and the firm discloses that its advisors may receive commission‑based compensation for brokerage and insurance sales, which the brochure identifies as a conflict of interest. The firm is small and closely managed — the principal is the firm’s sole registered advisory agent and supervisory officer — so clients should note the overlapping advisory, brokerage and insurance roles described in the disclosures.