Plagens & Taylor Wealth Management

Plagens & Taylor Wealth Management advises individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, estates, charitable organizations, and small businesses, providing discretionary investment management, asset allocation, retirement‑plan advisory, implementation, and quarterly performance reporting. The firm operates on a fee‑only, percentage‑of‑AUM basis and states that it does not impose account minimums.

The firm combines fundamental, technical (including charting) and cyclical analysis to build globally diversified portfolios that are primarily invested in no‑load or low‑load mutual funds and ETFs, with limited individual equity positions and the occasional covered‑call strategy for more sophisticated clients. Accounts are managed with relatively low turnover, cash and cash equivalents are treated as an asset class included in assets under management, and client accounts are reviewed quarterly with regular reporting.

Distinctive features disclosed in the brochure include the firm’s recent formation in 2024 while already managing several hundred million dollars of discretionary assets and its explicit capability to serve as an ERISA 3(21) and/or 3(38) fiduciary for employer‑sponsored plans, including participant education and plan oversight services. The firm also allows individual advisers to negotiate fees within published ranges and relies on an institutional custody arrangement that provides bundled operational services in exchange for client asset commitments, arrangements that can affect available resources and create potential conflicts of interest.