PKS Investment Advisors LLC

PKS Investment Advisors LLC provides investment management and financial planning to individuals (including high‑net‑worth clients), qualified retirement plans, trusts, nonprofit organizations, and small businesses. The firm manages accounts on both discretionary and non‑discretionary bases and offers employee benefit plan services, including participant‑directed retirement plan oversight and participant education.

PKSIA’s investment approach is grounded in Modern Portfolio Theory and a buy‑and‑hold orientation, typically implementing diversified asset allocations primarily through passively managed index mutual funds and ETFs and documenting goals and constraints in written investment policy statements. The firm uses analytical tools such as Monte Carlo simulations, conducts periodic reviews and rebalancing, may retain individual equities for tax or personal reasons, and engages a third‑party sub‑advisor (Focus Partners Advisor Solutions) for discretionary laddered fixed‑income portfolios.

Uncommonly for a firm of its size, PKSIA is owned by and affiliated with the accounting firm PKS & Company, P.A., with overlapping officers and the potential for cross‑referrals while maintaining that accounting services are separate and optional for advisory clients. The firm is also a licensed insurance agency that offers and sells life, long‑term care, disability, life settlement, and fixed annuity products (with affiliated or third‑party agents receiving customary commissions) and provides educational seminars and participant workshops as part of its retirement plan services.