Pivotal Wealth and Tax

Richard Caldecott is a financial advisor at Pivotal Wealth and Tax with 11 years of industry experience. He holds the Series 66 designation and has worked at firms including J.P. Morgan Securities LLC and VALIC Financial Advisors. Pivotal Wealth and Tax serves individuals, charitable organizations, and business entities by providing portfolio management, financial planning, bookkeeping, and tax-filing services. The firm integrates advisory services with accounting, tax, real estate property management, and insurance, utilizing a range of analytical methods and investment vehicles while managing held-away retirement accounts through a third-party platform.

Matthew Sandstrom is a financial advisor at Pivotal Wealth and Tax with six years of industry experience. He holds a Series 66 designation and has worked at multiple firms, including Edward Jones and MML Investors Services, LLC. In addition to his advisory role, he co-owns Sands Planning Group, LLC, which provides business and project management consulting. Pivotal Wealth and Tax serves individuals, charitable organizations, and business entities by offering portfolio management, financial planning, bookkeeping, and tax-filing services. The firm combines advisory services with accounting, tax, and insurance offerings, using a range of analytical methods and investment strategies tailored to client goals and risk tolerance.

Mitchell Bernards is a financial advisor at Pivotal Wealth and Tax with a Series 65 designation and six years of industry experience. He has worked at Integrity LLC/Heartland Retirement Group since 2020 and previously held roles at Bankers Life and the EPA. In addition to his advisory work, he is a licensed life and health insurance broker through Integrity LLC, specializing in soliciting insurance products. Pivotal Wealth and Tax serves individuals, charitable organizations, and businesses by providing portfolio management, financial planning, bookkeeping, and tax-filing services. The firm combines advisory services with accounting, tax, real estate property management, and insurance practices, using a variety of analytical methods and investment strategies to manage client portfolios.

Aikan Major is a financial advisor at Pivotal Wealth and Tax with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with Mass Mutual and Northwestern Mutual. Outside of his advisory role, he serves as treasurer for Project Restore MN, a nonprofit organization. Pivotal Wealth and Tax provides portfolio management, financial planning, bookkeeping, and tax-filing services to individuals, charitable organizations, and business entities. The firm integrates advisory services with accounting, tax, real estate property management, and insurance product sales, employing a range of analytical methods to construct diversified portfolios.