Pinnacle Investments, LLC

Pinnacle Investments is a multi‑team SEC‑registered investment adviser with roughly $1.06 billion in regulatory assets under management and about 50 advisors, serving nearly 2,000 clients that include individual and high‑net‑worth investors, retirement plans, trusts, charitable organizations and institutional clients. The firm offers financial planning, discretionary and non‑discretionary portfolio management, wrap‑fee programs, selection of other advisers, and advisory consultations as described in its Form ADV.

The firm’s advisory work begins with an initial meeting to establish a client’s objectives and risk tolerance, and portfolios are managed through its AdvisorPro program and third‑party managers (including affiliate sub‑adviser Pinnacle Capital Management). Investment methods disclosed include fundamental and technical analysis and may use equities, mutual funds, ETFs, fixed income, options, margin and short sales; accounts are custodied at Charles Schwab or First Clearing and are subject to periodic supervisory reviews.

Pinnacle’s brochure highlights features that set it apart from many multi‑team peers: it is dually registered and operates an affiliated broker‑dealer and clearing arrangements (including economics arising from First Clearing), distributes an affiliated mutual fund managed by PCM, and discloses third‑party solicitation and other product‑sale arrangements. The firm also discloses recent regulatory actions — including a May 1, 2025 FINRA settlement addressing supervisory deficiencies related to inverse/leveraged ETPs, unauthorized trading and branch inspections — and describes specific products and practices (for example, a firm‑offered Priority Credit Line and promoter referral fees) and the supervisory procedures it uses to address related conflicts.