Pinnacle Financial Group LLC

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Client assets under management

$665,489,117

Clients

390

50% high-net worth

Advisors

of 7 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

High

Average account size

$1,706,382

About

Pinnacle Financial Group LLC is a fee‑only registered investment adviser that manages roughly $673 million for about 390 clients, serving individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm offers personalized financial planning and both discretionary and non‑discretionary investment management, and it advises on assets maintained outside a primary custodian such as variable life insurance and annuity contracts, employer‑sponsored retirement plans, and 529 college‑savings plans.

The firm’s investment process draws on a mix of fundamental, factor, optimization and quantitative methods alongside modern portfolio theory to construct and rebalance portfolios tailored to client goals and risk tolerances, and it may recommend or retain third‑party sub‑advisers to manage portions of client accounts. Financial planning is delivered in a modular, consultative format beginning with a complimentary initial consultation and follow‑up meetings as needed; the firm may waive or offset planning fees for clients who engage its investment management services.

Pinnacle is notable for its ownership and governance structure—each of two separate single‑member LLCs (Albatross41, LLC and ThreePillars Assets, LLC) owns 50% of the firm and managing members are disclosed—and for its long operating history dating back to 1989. The brochure also discloses relationships with major custodians (Schwab and Fidelity) that provide institutional services and benefits to the firm, and the firm does not accept performance‑based fees or vote client proxies (clients receive proxy materials directly from their custodians).

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Factor investing / smart beta Active portfolio management Wealth management

Fee options

Fixed

Fixed fee based on good faith estimate of hours necessary to complete financial planning services.

Percentage

$0 - $1,000,000: 1.00% annually $1,000,000 - $2,000,000: 0.75% annually $2,000,000+: 0.50% annually

Project-based

Up to $250 per hour, negotiable depending on scope and complexity.

Other

Account minimum: $500,000 Fee-only: Fee-only means paid exclusively by clients; no commissions or other compensation received from any source.

Main office location

Pinnacle Financial Group LLC

823 Burlington Avenue

Western Springs IL 60558, United States

Number of offices

Most active in

California · Colorado · Florida · Illinois · Indiana · Louisiana · Michigan · Nebraska · Ohio · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 708-246-6262

Advisors at this firm

Vincent H

CFP®, Series 63, Series 66

Western Springs, IL

Pinnacle Financial Group LLC

Vincent Harambasic is a CFP® with 20 years of industry experience, currently serving at Pinnacle Financial Group LLC. His prior positions include roles at Wells Fargo Clearing Services, JP Morgan Securities, and Fidelity Investments. He is the Managing Member of ThreePillar Assets, LLC, which owns half of Pinnacle Financial Group. Pinnacle Financial Group LLC is a fee-only, SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm offers personalized financial planning and investment management, using a process that integrates modern portfolio theory, factor investing, and third-party research.

Factor investing / smart beta Active portfolio management Wealth management

James S

CFP®, CFA®, Series 63

Western Springs, IL

Pinnacle Financial Group LLC

James Stork is a CFP® and CFA® with 25 years of experience in financial advising. He has been with Pinnacle Financial Group LLC since 2000, currently serving as part of a four-advisor team. Outside of his advisory role, Mr. Stork is a managing member and co-owner of STU Partners, LLC, a holding company for the building Pinnacle leases as its principal place of business, and also manages Tower Management, LLC. Pinnacle Financial Group LLC is an SEC-registered, fee-only investment adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm combines modern portfolio theory with factor investing, quantitative optimization, and third-party research, offering personalized financial planning and investment management through a consultative, modular approach.

Factor investing / smart beta Active portfolio management Wealth management

Daniel F

CFP®, Series 66

Western Springs, IL

Pinnacle Financial Group LLC

Daniel Fitzgerald is a CFP® with 13 years of industry experience, currently serving as an advisor at Pinnacle Financial Group LLC. He is a managing member of ALBATROSS41, LLC, which owns 50% of Pinnacle Financial Group. Pinnacle Financial Group LLC is a fee-only, SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm combines modern portfolio theory with factor investing and quantitative optimization, offering personalized financial planning and investment management through a small team of four advisors.

Factor investing / smart beta Active portfolio management Wealth management

Sean M

CFP®, Series 63, Series 66

Western Springs, IL

Pinnacle Financial Group LLC

Sean Moran is a CFP® with 21 years of experience in financial services. He is currently with Pinnacle Financial Group LLC and has previously worked at Charles Schwab and UBS Financial Services Inc. Pinnacle Financial Group LLC is a fee-only, SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm combines modern portfolio theory with factor investing, quantitative optimization, and third-party research to provide personalized financial planning and investment management.

Factor investing / smart beta Active portfolio management Wealth management

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