Pinnacle Financial Freedom LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$20,355,226
Clients
18
33% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
18
LowAverage account size
$1,130,846
About
The firm provides portfolio management and financial planning mainly for individual clients, including high-net-worth individuals, preparing an Investment Policy Statement for each client and handling onboarding, account transfers, and plan delivery through eMoney and a client vault. Ongoing services include regular monitoring, on-demand review meetings, and client training on planning and performance tools.
Its investment approach combines fundamental analysis and modern portfolio theory and favors long-term trading with allocations across mutual funds, equities, ETFs (including precious-metal ETFs), fixed income including TIPS, and real estate funds/REITs. The firm states it acts as a fiduciary, documents client risk tolerance and objectives in an IPS, and seeks fair and equitable allocation of investment opportunities among clients.
Distinctive operational features include a fixed recurring fee model rather than charging advisory fees as a percentage of assets and the practice of collecting fees in advance on a periodic basis. The adviser manages roughly $20.4 million for a small client roster, does not accept performance-based fees, does not trade on discretionary authority (securing client permission before placing trades), and uses Schwab institutional custody and eMoney for reporting and client collaboration.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Debt management
Fee options
Fee-only: $350 per month fixed fee for financial plans and portfolio management; $150 per month for direct family members of existing clients
Main office location
Pinnacle Financial Freedom LLC
Scottsdale AZ, United States
Number of offices
1
Most active in
Pinnacle Financial Freedom LLC has reported serving >5 clients in these states in the last 12 months.
Arizona · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")