Pinnacle Advisors

Pinnacle Advisors serves a mix of individual clients (including high‑net‑worth households), pension and profit‑sharing plans, trusts and corporate clients, offering wealth management, trust wealth management, financial planning, investment advisory and retirement plan consulting services. The firm manages roughly $2.1 billion in discretionary assets across multiple offices and requires individual clients to participate in one of its formal Wealth Management programs as the basis for investment advisory relationships.

Pinnacle combines financial planning with discretionary portfolio management through tiered Wealth Management and Trust Programs that include household allocation/rebalancing, asset location, tax‑loss harvesting, independent manager selection and ongoing performance reporting via a client portal. The firm also provides retirement plan consulting under an alternate name and discloses the ability to serve as an ERISA fiduciary for plan sponsors or to provide full investment manager services when contracted.

What sets Pinnacle apart from many multi‑team peers are its institutional and affiliated arrangements: it operates a private‑label Trust Representative Office of a federally chartered trust company for trustee and custody services, maintains a passive ownership interest in an affiliated CPA firm and discloses that an affiliated attorney may provide legal services in a separate capacity. The firm also participates in third‑party referral and custody arrangements (including a referral/promoter network and alternative custodial platforms), offers a dedicated Family Office program, and provides asset‑tracking and reporting for non‑managed “excluded” assets and independent adviser relationships, reflecting a broader institutional service mix than typical for its peer group.