Pine Capital

Pine Capital provides discretionary investment management for individuals, trusts and select institutional clients, including charitable organizations, through client-owned separate accounts held at outside custodians. The firm serves both high-net-worth and non-high-net-worth individual clients and generally expects a $500,000 minimum investment, though it may accept smaller accounts at its discretion.

The firm emphasizes fundamental, research-driven equity selection using a growth-at-a-reasonable-price (GARP) approach and constructs portfolios primarily from individual stocks and bonds, with ETFs and closed-end funds typically representing less than 10% of holdings. Pine Capital also employs dollar-cost averaging, actively manages accounts on a discretionary basis, and has experience helping clients establish and manage Rule 10b5-1 trading plans for corporate insiders.

Compared with many peers, Pine Capital operates with two advisors and about $81.5 million in assets under management while maintaining boutique, company-level primary research and several related business activities, including timberland consulting and paid trustee arrangements that the firm discloses and monitors for conflicts of interest. The firm commonly recommends a single custodian (Charles Schwab) and may obtain broker-provided research or services, which it says it considers when seeking execution and custodial arrangements.