Pinafore Wealth Counsel Inc.

Updated today

Find your advisor

Client assets under management

$170,875,674

Clients

100

49% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$1,708,757

About

Pinafore Wealth Counsel provides discretionary and non-discretionary investment management, financial planning, retirement consulting, and financial transition planning to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm manages approximately $174 million for about 100 clients and generally requires a $2 million account minimum for new advisory relationships, although it may waive that requirement in certain cases.

The firm constructs tailored portfolios using mutual funds, ETFs, equities, debt securities and option contracts, and applies a mix of fundamental, technical, charting, and cyclical analysis while monitoring and rebalancing accounts on an ongoing basis. Notably, Pinafore discloses the use of derivatives (options) in separately managed accounts and facilitates securities-backed lines of credit (SBLOCs), practices that are uncommon among similar supported firms and carry distinct risks and conflicts that the firm documents in its brochure.

What distinguishes Pinafore from many peers is its combination of services: it is also licensed as an insurance agency and its representatives may sell commission-based insurance products, a relationship the firm discloses as a potential conflict of interest. The firm additionally offers Financial Transition Planning using Sudden Money Institute methodology and provides retirement plan consulting alongside its investment management services, resulting in an integrated advisory and insurance offering under a relatively concentrated two-advisor structure.

Client services

Financial planning Portfolio management

Expertise

Options & derivatives strategies Retirement income strategy

Fee options

Fixed

Fixed financial planning fee ranging from $6,500 to $15,000 depending on complexity and scope.

Percentage

$0 - $500,000: 1.25% $500,001 - $1,500,000: 1.00% $1,500,001 - $2,500,000: 0.75% Over $2,500,001+: 0.50%

Commissions

Insurance commissions earned by licensed insurance agents affiliated with the firm; separate from advisory fees.

Project-based

$450 per hour for single subject financial planning/general consulting services, negotiable.

Other

Account minimum: $2,000,000 Fee-only: Financial planning fixed fees ranging from $6,500 to $15,000; hourly consulting fees at $450/hour (negotiable); annual 0.50% advisory fee for Retirement Consulting Services.

Main office location

Pinafore Wealth Counsel Inc.

3622 Lyckan Pkwy, Ste 3004

Durham NC 27707, United States

Number of offices

Most active in

Florida · Louisiana · Missouri · North Carolina

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 919-213-0458

Advisors at this firm

Lisa G

CFP®, ChFC®, Series 63, Series 65, Series 66

Durham, NC

Pinafore Wealth Counsel Inc.

Lisa Gabriel is a CFP® and ChFC® with 21 years of industry experience. She has been with Pinafore Wealth Counsel Inc. since 2014. Gabriel serves as a board member and occasional instructor at Duke University’s Osher Lifelong Learning Institute, where she teaches classes on financial, retirement, and legacy planning. Pinafore Wealth Counsel provides investment management, financial planning, retirement consulting, and financial transition planning to individuals, trusts, estates, charitable organizations, and business entities. The firm manages approximately $174 million for about 100 clients, constructing tailored portfolios using a variety of securities and employing fundamental, technical, charting, and cyclical analysis, while also offering insurance products and Financial Transition Planning services.

Options & derivatives strategies Retirement income strategy

Lisamarie L

Series 63, Series 65

Palm Beach Gardens, FL

Pinafore Wealth Counsel Inc.

Lisamarie Lozon is a financial advisor at Pinafore Wealth Counsel Inc. in Durham, NC, holding Series 63 and Series 65 licenses with 20 years of industry experience. She has been with Pinafore Wealth Counsel since 2014 and also manages Lisamarie Enterprises LLC, an integral life coaching business she founded in 2012. Pinafore Wealth Counsel provides discretionary and non-discretionary investment management, financial planning, retirement consulting, and financial transition planning to individuals, trusts, estates, charitable organizations, and business entities. The firm manages approximately $174 million for about 100 clients and utilizes a mix of fundamental, technical, charting, and cyclical analysis, including the use of derivatives and securities-backed lines of credit, alongside integrated advisory and insurance services.

Options & derivatives strategies Retirement income strategy

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may—or may not—fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained

We review rigorously and transparently

Get to know your advisors' credentials, disciplinary history, specialization, client fit, and communication style. We're selective about who we recommend—and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction—we're here to make sure the relationship works for you—and if not, to navigate next steps with clarity.

Our ongoing support