Picket Fence Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$43,971,834
This total excludes 5 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
91
41% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
91
Very HighAverage account size
$483,207
About
Picket Fence Financial serves individual clients (both high‑net‑worth and non‑HNW), as well as trusts, estates, retirement plans, charitable organizations and small businesses. The firm is a fee‑only registered investment adviser that manages roughly $50.5 million on a discretionary basis for about 91 clients and also offers comprehensive financial planning and retirement‑plan consulting.
Investment management is implemented through eight model portfolios built primarily with exchange‑traded funds, index funds and no‑load mutual funds, and allocations are tailored to each client’s goals and a documented Client Investment Policy Statement. The firm describes a modern‑portfolio‑theory approach that emphasizes client risk tolerance, fundamental analysis supported by technical indicators, and use of Morningstar research and monitoring to guide implementation and rebalancing.
Distinctive features for a small, solo‑advisor firm include a formal retirement plan consulting practice — covering platform searches, plan benchmarking, participant education and the ability to act in a discretionary ERISA fiduciary role for some services — alongside individual wealth management. The firm also operates as a CFP®‑credentialed, fee‑only practice with multiple offices and discloses implementation considerations such as IRA rollover conflicts and a recommended custodial relationship.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Income planning
Fee options
Comprehensive financial planning fixed fee ranging from $3,000 to $10,000
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $5,000,000: 0.50% $5,000,001+: 0.25%
$200 per hour for financial planning services
Account minimum: $200,000 (generally) with possible waivers for smaller accounts Fee-only: Financial planning offered as fixed fees ($3,000 to $10,000 initial engagement) or hourly ($200/hour, 3-hour minimum)
Main office location
Picket Fence Financial, LLC
2012 Rock Spring Rd.
Forest Hill MD 21050, United States
Number of offices
2
Most active in
Picket Fence Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Florida · Maryland · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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