Phelps Financial Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
22
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
22
Average account size
$0
About
Phelps Financial Advisors works with individuals and families — including high-net-worth clients and small business owners — to deliver comprehensive, fee-only financial planning. Services commonly include retirement and retirement-income planning, tax and estate planning coordination, risk management, cash-flow analysis, and portfolio analysis delivered on an hourly, fixed-fee, or retainer basis.
The firm’s investment advice is based on fundamental analysis and strategic asset-allocation with a long-term, buy-and-hold orientation, generally favoring low-cost mutual funds and exchange-traded funds and comparing client portfolios to benchmarks and software-driven model alternatives. It does not provide continuous or discretionary portfolio management, does not take custody of client assets, and conducts reviews on a client-directed or scheduled basis rather than monitoring accounts on an ongoing basis.
What is notable relative to many independent advisers is the firm’s billing model and service focus: it does not charge percentage-of-assets-under-management fees and does not accept commissions, soft-dollar benefits, or third-party compensation, instead billing clients directly via hourly, fixed, or retainer arrangements. The practice is small and planning-centric, with the principal holding CFP® certification and coordinating with outside tax or legal professionals as needed, which aligns the firm toward advisory engagements rather than continuous asset management.
Client services
Financial planning
Expertise
General retirement planning
Retirement income strategy
General tax planning
Fee options
Fixed or retainer fees ranging from $1,200 to $3,600 depending on complexity and client needs.
$175 per hour
Fee-only: Hourly fees at $175/hour; fixed fees range from $1,200 to $3,600 depending on client circumstances.
Main office location
Phelps Financial Advisors
925 W College Ave
State College PA 16801, United States
Number of offices
2
Most active in
Phelps Financial Advisors has reported serving >5 clients in these states in the last 12 months.
Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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