Phan Capital
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$3,208,859
Total clients
13
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
13
Average account size
$246,835
About
Phan Capital provides comprehensive wealth management, discretionary portfolio management, and financial planning to individual clients (including both non-high-net-worth and high-net-worth individuals) and certain businesses. The firm also offers standalone and hourly planning engagements and recently added federal tax return preparation services as a separate offering.
The firm’s investment approach is tailored to each client and emphasizes diversified allocations using mutual funds and ETFs, with strategies that reference modern portfolio theory and may include both long- and short-term purchases. Phan Capital typically manages accounts on a discretionary basis, does not prioritize tax efficiency as the primary objective, and requires clients to direct brokerage through the custodian the firm recommends, using that custodian’s institutional platform and research resources.
What is notable about Phan Capital compared with many peers is the combination of advisory services with tax return preparation and the principal’s ongoing work as a clinical pharmacist, an atypical professional background for an investment adviser. The firm is fee-only, operates with a small client base (about 13 clients and roughly $3.2 million in assets under management), and provides multiple engagement models (ongoing planning, AUM-based management, and hourly consulting), which may result in a relatively high-touch service profile.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
Occupation focus
Doctor or Medical Professional
Demographic focus
Mid-Career Professionals
Fee options
Comprehensive financial planning: upfront fee $500; ongoing financial planning fees $6,000 annually billed monthly
$0 - $500,000: 1.0% $500,001 - $1,000,000: 0.75% $1,000,001+: 0.50%
$250 per hour, negotiable
Account minimum: No minimum stated, but firm reserves right to terminate accounts deemed too small to manage effectively Fee-only: Fee-only firm; compensated solely by professional fees received directly from clients; no commissions or referral fees
Main office location
Phan Capital
San Antonio TX, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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