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Personalized Financial Solutions LLC

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Client assets under management

$142,558,870

Clients

144

29% high-net worth

Advisors

2

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

More info

Clients per advisor

72

High

Average account size

$989,992

About

Personalized Financial Solutions LLC provides discretionary investment management and financial planning to individuals, high‑net‑worth clients, families, trusts and estates, generally working with client relationships at or above its stated $500,000 threshold. The firm manages roughly $143 million in client assets across a small advisory team and constructs portfolios using ETFs, mutual funds, individual equities and fixed income, with the occasional use of covered options or limited partnerships where appropriate.

The firm’s investment process is primarily long‑term and client‑specific, combining fundamental and technical analysis to set asset allocation and to rebalance portfolios for tax, risk or liquidity needs. It also supports held‑away account rebalancing via an order‑management platform and, for clients meeting the firm’s AUM threshold, provides estate‑planning coordination performed by an independent attorney with the firm covering those costs on a periodic basis.

Distinctive aspects of the firm include its sponsorship of a wrap‑fee program that bundles normal transaction costs into the asset‑based advisory fee and an affiliation with an accounting/tax and trust services business that provides integrated tax, trust and estate services. The firm’s disclosures also note a resolved FINRA proceeding involving an advisory person and that an advisory person is licensed to sell insurance and may receive commissions for insurance products.

Client services

Financial planning Portfolio management

Expertise

Options & derivatives strategies Tax-loss harvesting Wealth management

Fee options

Percentage

0.50% to 2.00% annually (negotiable based on asset size and client agreement)

Other

Account minimum: $500,000 Fee-only: Investment advisory fees ranging from 0.50% to 2.00% annually, paid monthly or quarterly in advance, based on assets under management.

Main office location

Personalized Financial Solutions LLC

28163 Us Highway 19 North, Suite 205

Clearwater FL 33761, United States

Number of offices

1

Most active in

More info

Florida

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 727-754-4401

Advisors at this firm

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Elaine H

Series 65

Clearwater, FL

Personalized Financial Solutions LLC

Elaine Hanna is a financial advisor at Personalized Financial Solutions LLC with two years of industry experience. She holds the Series 65 designation and has worked previously at firms including Hoffman Private Wealth Group and Morgan Stanley. Personalized Financial Solutions LLC provides discretionary investment management and financial planning primarily for individuals, high-net-worth clients, families, trusts, and estates with relationships generally above $500,000. The firm manages approximately $143 million in assets, using a long-term, client-specific investment approach that combines fundamental and technical analysis to tailor asset allocation and rebalancing strategies.

Options & derivatives strategies Tax-loss harvesting Wealth management
user avatar

Todd S

Series 66

Clearwater, FL

Personalized Financial Solutions LLC

Todd Seymour is a financial advisor at Personalized Financial Solutions LLC with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Steward Partners Investment Advisory. In addition to his advisory role, he is an enrolled agent providing accounting and tax services through Tax and Trust Management Services, LLC. Personalized Financial Solutions LLC offers discretionary investment management and financial planning primarily to individuals, high-net-worth clients, families, trusts, and estates, managing approximately $143 million in assets. The firm employs a long-term, client-specific investment process that combines fundamental and technical analysis, and integrates tax, trust, and estate services through an affiliated accounting and tax business.

Options & derivatives strategies Tax-loss harvesting Wealth management
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