Personal Wealth Management, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$6,297,000
Clients
17
35% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
17
LowAverage account size
$370,412
About
Personal Wealth Management, LLC provides investment supervisory services and financial planning to individuals (including high‑net‑worth clients), business owners, and institutional clients such as not‑for‑profit entities and defined benefit retirement plans. Its stated investment universe includes ETFs, mutual funds, closed‑end funds, REITs, private placement Reg D offerings, and insurance products including life insurance and fixed annuities.
The firm constructs individualized portfolios based on documented goals, risk tolerance, and time horizon, and typically manages accounts on a discretionary basis with ongoing monitoring and monthly reviews; clients receive quarterly custodian statements and may impose investment restrictions. PWM employs both fundamental and technical analysis, using long‑term holdings with tactical reallocations as needed, and delivers one‑time written financial plans with additional planning available on request.
Noteworthy distinctions include that a principal of the firm is a licensed independent insurance agent and the brochure discloses potential compensation from commissions on insurance and from shared or incentive fees for Reg D placements through an affiliated firm, a conflict of interest the firm says it documents for clients while noting commissions are not its primary source of revenue. The firm also notes a small client base, no stated account minimums, occasional seminars on retirement and alternative investments, and the option for clients to direct brokerage arrangements.
Client services
Financial planning
Portfolio management
Expertise
Business ownership considerations
Retirement income strategy
Occupation focus
Founder/Business Owner
Fee options
Fixed fees for financial planning negotiated case-by-case, up to $1200 in advance within six months.
Commissions from placement of life insurance and fixed annuities; shared management and incentive fees from Reg. D income offerings through affiliated firm. Clients do not pay commissions.
Most active in
Personal Wealth Management, LLC has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")