Personal Prosperity LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$22,115,774
Clients
12
42% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
12
LowAverage account size
$1,842,981
About
B2 Innovations LLC, doing business as Personal Prosperity LLC, is a fee-only registered adviser that provides investment management along with ongoing and project-based financial planning to individual and high-net-worth clients. The firm reports roughly $22.1 million in assets under management and serves a small client base, offering tailored portfolios and comprehensive planning engagements.
The firm's investment approach emphasizes Modern Portfolio Theory and diversification, supplemented by cyclical analysis when appropriate, and blends passive and active strategies to match client goals and risk tolerance. Personal Prosperity manages accounts directly, may recommend third‑party managers, and uses a third‑party platform to review and rebalance held‑away retirement plan assets while providing ongoing review and client communication.
Notably, the brochure discloses that the firm may employ borrowing (margin) and derivatives (including options) within separately managed accounts—practices that are less common among peers. The firm also uses multiple custodial relationships and insurance networking channels (including recommending annuity products through third‑party networks), which can affect how certain client assets and recommendations are implemented.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Income planning
College savings (529s, UTMA, etc.)
Business exit / sale strategy
Occupation focus
Founder/Business Owner
Fee options
$0 - $1,000,000: 0.60% $1,000,001 - $3,000,000: 0.50% $3,000,001 - $5,000,000: 0.40% $5,000,001+: 0.30%
Project-Based Financial Planning at $200 per hour
Ongoing Comprehensive Financial Planning billed monthly
Minimum fee: Minimum quarterly fee for Investment Management is $300/quarter Fee-only: Ongoing Comprehensive Financial Planning: upfront charge $500-$5,000 plus annual ongoing fee $2,400-$12,000 billed monthly; Project-Based Financial Planning: $200/hour
Main office location
Personal Prosperity LLC
Spring TX, United States
Number of offices
1
Most active in
Personal Prosperity LLC has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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