Personal Best Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$33,179,218
Clients
19
58% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
19
TypicalAverage account size
$1,746,275
About
Personal Best Financial provides fee‑only wealth management and financial planning to individuals, trusts, estates and charitable organizations, with a stated focus on technology industry professionals, medical professionals and business owners. Offerings include discretionary portfolio management and either ongoing or project‑based financial planning, with an optional add‑on estate planning service.
The firm’s investment approach blends fundamental analysis and Modern Portfolio Theory, using both passive and active funds as well as individual securities to build asset‑allocation‑based portfolios; socially conscious (ESG) options are available when requested. Clients typically grant limited discretionary trading authority, receive quarterly account reviews, and work with the adviser to set investment policy, risk tolerance and any client‑imposed restrictions.
Notable distinctions include documented service to charitable organizations and corporate/business clients and an explicit planning focus on business planning and employee benefits optimization, which the brochure highlights as part of its planning engagements. The firm makes estate‑planning support available through a third‑party scrivener service (EncorEstate) or attorneys as an add‑on, operates as a fee‑only fiduciary that does not accept commissions, and recommends Charles Schwab for custody while using Schwab’s institutional services.
Client services
Financial planning
Portfolio management
Estate planning
Expertise
Business sale tax planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Social Security optimization
Occupation focus
Technology Professional
Doctor or Medical Professional
Founder/Business Owner
Demographic focus
Established Professionals
Fee options
Fixed fees for project-based financial planning range from $2,500 to $10,000; estate planning services fixed fees from $300 to $1,300.
$0 - $500,000: Fixed fee billed monthly ranging from $250 to $1,000 $500,000 - $1,000,000: 1.00% annually $1,000,001 - $5,000,000: 0.75% annually $5,000,001+: 0.50% annually
Hourly rate for project-based financial planning ranges from $250 to $400 per hour, negotiable.
Ongoing financial planning fees range from $250 to $500 per month, paid monthly in arrears.
Account minimum: $500,000 Minimum fee: For clients with under $500,000 in assets, fixed fee billed monthly ranging from $250 to $1,000 in lieu of tiered fees. Fee-only: Fee-only firm; no commissions or sales-related compensation.
Main office location
Personal Best Financial LLC
Oakland CA, United States
Number of offices
1
Most active in
Personal Best Financial LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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