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Peoples Savings Wealth Management LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$265,309
Clients
3
33% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
3
Very LowAverage account size
$88,436
About
Peoples Savings Wealth Management LLC advises individuals, high‑net‑worth clients, and pension and profit‑sharing plans, providing pension consulting, financial planning, and portfolio management with a stated focus on insurance products (including annuities) and exchange‑traded funds. The firm operates at a very small scale, managing roughly $265,000 across a limited number of client relationships.
The firm’s investment approach combines fundamental analysis and modern portfolio theory with a long‑term trading orientation, and it tailors model allocations and written plans to clients’ goals, restrictions, and risk tolerances. It acts as a fiduciary for retirement accounts, manages client accounts on a discretionary basis, and requires use of a specified custodian (Interactive Brokers LLC) while potentially receiving research or services from custodians.
Peoples Savings is owned by PSB Bank, an ownership structure that is uncommon among independent advisers and may shape its product emphasis and operational ties to the bank. The firm’s active offering of pension consulting—developing and monitoring written plan recommendations—and its practice of not engaging third‑party investment managers are both less common features relative to peers.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Annuities
College savings (529s, UTMA, etc.)
Debt management
Fee options
$500 to $5,000 (financial planning, fees are negotiable)
All Assets+: 1.50% annually
Main office location
Peoples Savings Wealth Management LLC
112 W. 5 Th Street
Hermann MO 65041, United States
Number of offices
1
Most active in
Peoples Savings Wealth Management LLC has reported serving >5 clients in these states in the last 12 months.
Missouri
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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