Pensinger Financial, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$50,301,863
Total clients
79
10% high-net worth
Total advisors
2
of 1 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
40
Average account size
$636,732
About
Pensinger Financial provides investment advisory and financial planning services to individuals, high-net-worth individuals, and small businesses. The firm offers ongoing portfolio management—including the preparation of an Investment Policy Statement and discretionary trading authority—and standalone hourly financial planning on topics such as retirement, tax considerations, insurance, and college funding.
The firm’s investment approach is grounded in efficient market theory and modern portfolio theory and emphasizes long‑term investing primarily through mutual funds and ETFs, with a focus on indexed equities and fixed income. Pensinger Financial documents risk tolerance and goals in client Investment Policy Statements, monitors portfolios regularly, and conducts at least annual portfolio reviews.
Noteworthy aspects in the brochure include serving small-business clients in addition to individuals and the firm’s disclosure that it may enter into referral or solicitor arrangements with unaffiliated professionals, which can affect how clients are introduced. The brochure also discloses an account minimum ($250,000), use of a recommended custodian (Altruist Financial LLC), and a written Code of Ethics that frames how potential conflicts and personal trading are managed.
Client services
Expertise
Fee options
$0 - $250,000: 1.50% $250,001 - $2,000,000: 1.25% $2,000,001+: 1.00%
$250 per hour (financial planning services)
Account minimum: $250,000
Main office location
Pensinger Financial, Inc.
Lemont IL, United States
Number of offices
1
Most active in
Illinois
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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