Pebble Management Group

Pebble Management Group is a state-registered investment adviser that provides discretionary investment supervisory services and money management to individuals (including high‑net‑worth clients), trusts, estates, retirement plans, pensions, profit‑sharing plans, charitable organizations, corporations, and other business entities. The firm tailors portfolios to client goals, risk tolerance, income and tax considerations and provides ongoing account review and reporting.

PMG follows a top‑down investment approach that emphasizes quality securities, proper diversification, and lower portfolio volatility, constructing custom strategies from mutual funds, equities, fixed income, REITs, managed futures and other alternative products. Portfolios are managed at the relationship level for allocation and tax efficiency (for example, locating growth in IRAs to limit capital gains), and the firm applies specific selection criteria such as requiring mutual funds to rank in the top 25% of their Morningstar peer group over multi‑year periods.

Distinctive features include management of pooled vehicles such as retirement and profit‑sharing plans and a history of operating an affiliated commodity pool operator/commodity trading advisor, a background that is less common for firms of this size. The firm aggregates trades on an omnibus basis to equalize execution, uses Charles Schwab for custody of equity and fixed‑income assets, does not accept performance‑based fees, and does not vote client securities.