Pearl Wealth LLC

Pearl Wealth provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, high net worth clients, families, trusts, estates, foundations, and charitable organizations. The firm also coordinates with unaffiliated independent managers and offers ongoing portfolio supervision and consulting tailored to each client relationship.

Its investment process is primarily long‑term and built around a customized investment policy statement; portfolios are generally constructed with exchange‑traded funds and diversified mutual funds (including passive, active, and impact funds) and may include alternatives or retained legacy positions when appropriate. Research is driven by fundamental analysis, and the firm will rebalance, harvest gains or losses, or make shorter‑term trades as needed; it also conducts due diligence and oversight when engaging independent managers or monitoring private investments.

Noteworthy aspects include a relatively small client roster managing roughly $97 million in discretionary assets, which implies a high average account size and a more concentrated client focus than many peers. The advisory team includes multiple CFP professionals and leaders with law and MBA backgrounds, a staff member who continues to provide outside financial coaching, and an institutional custody relationship that provides technology and support the firm periodically reviews to address potential conflicts.