Pearl Wealth Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$102,909,000
Total clients
273
8% high-net worth
Total advisors
2
of 4 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
137
Average account size
$376,956
About
Pearl Wealth Group provides ongoing portfolio management and financial planning primarily to individual and high‑net‑worth clients, delivering tailored Investment Policy Statements and periodic account reviews. Services include discretionary portfolio management, modular and full financial plans, and referrals to third‑party money managers and sub‑advisors.
The firm typically constructs portfolios based on clients’ risk tolerance, income needs and time horizon, using model allocations alongside bespoke recommendations and written IPS documentation. Its investment process draws on multiple methods — charting, cyclical, fundamental, quantitative, technical analysis and modern portfolio theory — and it may delegate day‑to‑day management to sub‑advisors, including a named third‑party manager.
A notable feature is that the advisers are also licensed insurance agents and the firm recommends and can place insurance and annuity products, which the brochure discloses as a potential conflict of interest; PWG also receives fee‑sharing from some third‑party advisers it directs clients to. As a small, SEC‑registered advisory firm managing roughly $103 million, PWG requires clients to use particular custodians and discloses operational practices — for example, it does not aggregate trades across client accounts — that can affect execution and cost.
Client services
Expertise
Fee options
Fixed fees for Full Written Financial Planning Option between $1,600 and $5,000 depending on complexity.
$0 - $999,999: 1.5% $1,000,000+: 1.0%
$250 per hour for Modular (segmented) Written Financial Plan Option; fees are negotiable.
Main office location
Pearl Wealth Group
Caledonia MI, United States
Number of offices
2
Most active in
California · Florida · Georgia · Michigan · Missouri · New Jersey · New York · North Carolina · Ohio · Pennsylvania · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")