Pearl Capital Investments

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Client assets under management

$15,319,412

Clients

100% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

$1,178,416

About

Pearl Capital Investments is a registered investment adviser that provides discretionary portfolio management and related advisory services to individuals and high‑net‑worth/qualified clients. The firm focuses on managing publicly traded equities and related derivatives and provides ongoing monitoring, portfolio construction, and rebalancing within client accounts.

The firm combines quantitative analysis with fundamental research and modern portfolio theory to build custom asset allocation model portfolios, and implements strategies that can include long and short positions, option writing, and margin. Advisors construct portfolios to client risk profiles and exercise discretionary trading authority to execute and monitor allocations and style drift.

Pearl Capital is distinctive among peers for publishing illustrative performance information and for employing performance‑based compensation tied to account returns—practices that are uncommon for supported firms. It also explicitly uses derivatives and options strategies within separately managed client accounts and operates with a small advisory team and limited client roster focused on qualified high‑net‑worth investors rather than retail individual clients.

Client services

Portfolio management

Expertise

Active portfolio management Options & derivatives strategies

Fee options

Percentage

0.50% annually

Performance-based

Tiered performance fee: 10% on returns 0-9.99%, 15% on returns 10%-19.99%, 20% on returns 20% and above, applied above high-water mark with best-of-net adjustment; exemption from performance fee on first 5% of annual returns for investors with net capital contributions over $1,000,000

Other

Account minimum: $250,000

Main office location

Pearl Capital Investments

Houston TX, United States

Number of offices

Most active in

Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 713-805-4163

Advisors at this firm

Michael P

Series 65

Houston, TX

Pearl Capital Investments

Michael Pearl is a financial advisor at Pearl Capital Investments in Montgomery, TX, holding a Series 65 designation with four years of industry experience. Prior to joining Pearl Capital Investments, he worked at USA Compression Partners, LP and Anadarko Petroleum. Pearl Capital Investments is a small registered investment adviser serving high-net-worth and qualified individual clients through discretionary portfolio management. The firm employs a combination of quantitative techniques, fundamental analysis, and modern portfolio theory, and is notable for its use of performance-based compensation and explicit derivatives strategies within separately managed accounts.

Active portfolio management Options & derivatives strategies

John E

Series 65

Houston, TX

Pearl Capital Investments

John Elvig is a financial advisor at Pearl Capital Investments in Houston, TX, holding a Series 65 designation with four years of industry experience. Prior to joining Pearl Capital in 2021, he worked at NextDecade Corporation and Fieldwood Energy, and spent six years at Anadarko Petroleum. Pearl Capital Investments is a small registered investment adviser serving high-net-worth and qualified individual clients through discretionary portfolio management of publicly traded securities and derivatives. The firm employs a combination of quantitative techniques, fundamental analysis, and modern portfolio theory in its model-based asset allocation, and it is notable for its use of performance-based compensation and explicit derivatives strategies.

Active portfolio management Options & derivatives strategies

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