Peak Wealth Planning, LLC

Peak Wealth Planning, LLC provides annual-retainer financial planning, discretionary investment management, workplace retirement-account advice, and combined wealth-management services to individuals (including high-net-worth clients), trusts, foundations, and certain corporations. The firm manages approximately $66.1 million in discretionary assets across about 30 client relationships and also offers implementation support such as due diligence on alternative investments and employee financial-wellness presentations.

The firm emphasizes asset-allocation-driven portfolios using a mix of low-cost mutual funds and ETFs, combining index and active strategies with a long-term buy-and-hold posture and periodic rebalancing; in some client situations it may recommend private funds, alternative strategies, or use of securities-backed lines of credit. Peak Wealth provides discretionary management and may recommend sub-advisers, uses custodial platforms (including a third-party advisory platform and a major institutional custodian), and discloses its use of AI tools and related risks as part of its service processes.

Notably, the firm is also a licensed insurance broker/agent and discloses that insurance sales are conducted separately from its advisory fees, creating a conflict of interest that it addresses in its disclosures and client communications. With a small advisory team managing a relatively large asset base per client, the firm also highlights tailored offerings such as ESOP-focused wealth management and has documented succession and continuity arrangements.