Paycheck to Wealth, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
9
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
9
LowAverage account size
$0
About
Paycheck to Wealth provides fee-based investment advice and financial planning primarily to individual clients, and also offers recurring, subscription-based investment advice and educational services. Services disclosed include portfolio monitoring using model asset-allocation portfolios, financial planning consultations, seminars and employee-education workshops tied to qualified plan participant support.
The firm’s investment approach emphasizes passive, asset-class investing based on Modern Portfolio Theory, recommending low-cost index funds and model portfolios from custodians such as Betterment, Fidelity, and Vanguard (with select use of other managers where warranted). Paycheck to Wealth conducts statistical analysis of asset-class combinations and documents client objectives in an investor profile sheet, provides nondiscretionary advice, and monitors model portfolios on a semi-annual basis with rebalancing when allocation bands are exceeded.
What is atypical for a small independent adviser is the ongoing subscription-fee service and its periodic newsletter/seminar offerings, along with use of model testing and hypothetical/backtested analyses in portfolio construction and communications. The firm does not act as custodian or charge traditional percentage-of-AUM portfolio management fees, and disclosures note that associated persons may also engage in commission-based sales of other financial products, a potential conflict the brochure addresses.
Client services
Financial planning
Portfolio management
Newsletters or periodicals
Educational seminars or workshops
Expertise
Passive / index investing
Income planning
Retirement income strategy
Fee options
$100 for a written financial plan
Associated persons may receive commissions as registered representatives of other broker-dealers; no obligation for clients to purchase through them.
Financial Planning Services at $100 per hour
Fee-only: Subscription service fees: Basic - $3/month or $35/year; Mid-Level - $5/month or $59/year; Gold Level - $10/month or $100/year; Financial Planning Services - $100/hour or $100 for a written plan with $50 deposit due at start
Main office location
Paycheck to Wealth, LLC
19785 W. 12 Mile Road, Suite 505
Southfield MI 48076, United States
Number of offices
1
Most active in
Paycheck to Wealth, LLC has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Quick links
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