Pavlic Investment Advisors, Inc.

Pavlic Investment Advisors is an independent, privately owned registered investment adviser that provides discretionary investment management and comprehensive financial planning to individuals, high‑net‑worth households, trusts, estates, charitable organizations, corporations, and pension plans, with a primary emphasis on prudent management of directly held stock and bond securities alongside tax‑optimization planning. The firm typically serves individual and high‑net‑worth clients and generally expects a minimum household relationship size of $500,000.

Portfolios are managed under individualized investment policy guidelines and tailored to each client’s goals, time horizon, and risk tolerance, with ongoing monitoring and quarterly reporting. The firm follows a buy‑and‑hold, diversified approach using both fundamental and technical analysis, investing primarily in individual equities, ETFs, and a range of fixed‑income instruments while incorporating tax‑scenario analysis through third‑party planning software (it does not prepare tax returns).

A distinctive aspect of the firm, uncommon for similarly sized supported advisers, is its affiliation with other investment advisory practices and its role as a sub‑adviser to other registered advisers, reflecting recent acquisition activity and integration of another advisory practice’s personnel. The firm has recently consolidated ownership into a family trust and maintains written policies and oversight to address conflicts that can arise from dual advisory relationships and sub‑advisory arrangements.