Paul Marascalco Registered Investment Advisor

The firm provides discretionary, fee-only investment management primarily to individual clients, including high-net-worth individuals, and offers financial planning and consulting as an ancillary fixed-fee service. It reports about $8.2 million in discretionary assets under management across roughly 21 client accounts and does not impose an account minimum.

Investment programs are constructed using Modern Portfolio Theory and may combine passively managed index ETFs, actively managed open- and closed-end mutual funds, and individual securities, with allocations tailored to each client’s risk tolerance, time horizon, and a documented investment policy. The firm manages accounts on a discretionary basis, uses Charles Schwab for custody and brokerage through Schwab’s advisor program (from which it receives certain economic benefits), does not permit directed brokerage, and does not aggregate trades.

A disclosure in the firm’s ADV notes that the firm’s principal was convicted of an aggravated assault offense in 2021 and completed probation in 2023; during a personal leave in 2021–2022 client accounts were managed under a written consulting agreement with a designated successor RIA and the brochure states no clients were lost or complaints received. Because disclosure events of this type are uncommon among independent solo advisors, the firm’s ADV emphasizes the succession arrangement and continuity-of-service measures.