Paul D. Sippil & Associates, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$150,000,000
This total excludes 35 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
35
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
35
Average account size
$4,285,714
About
Paul D. Sippil & Associates, LLC provides consulting services exclusively to defined contribution retirement plans, advising plan sponsors and plan participants and acting as an ERISA section 3(21) fiduciary. The firm states it does not provide ongoing discretionary or non-discretionary portfolio management and focuses on plan-level advice, participant guidance, and fiduciary support.
For participant guidance the adviser uses an individualized asset-allocation process that emphasizes indexing and mutual funds and will refer participants to third‑party money managers when appropriate. The firm also provides participant education and sponsor reviews, including an educational video for the Chicago Bar Association and a provider‑selection resource (401kprovidersearch.com) to assist plan sponsors.
Compared with many independent solo advisers, the firm is notable for concentrating on pension/profit‑sharing plan consulting and participant education rather than individual portfolio management, and it does not rely on percentage‑of‑AUM fee models, instead billing flat‑dollar consulting fees. The firm’s principal is also a licensed insurance agent who may recommend insurance products for commission, and the brochure discloses this potential conflict and the firm’s steps to manage it.
Client services
Pension consulting
Educational seminars or workshops
Expertise
Passive / index investing
Occupation focus
Retired
Fee options
Flat fees charged for qualified plan consulting services, based on level of services provided; not asset-based.
Fee-only: Flat dollar fees based on level of services provided, not based on assets under management. Fees vary based on factors such as number of locations, plan participants, and education meetings. Fees are calculated, accrued, and due quarterly in advance.
Main office location
Paul D. Sippil & Associates, LLC
Chicago IL, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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