Patrick M. Sweeney & Associates, Inc.

Patrick M. Sweeney & Associates provides personalized investment management and financial planning to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses, and also offers tax preparation as part of its advisory services. The firm serves both discretionary and non-discretionary accounts and accepts fiduciary responsibilities for IRAs and ERISA plan matters.

Client relationships are tailored through a mix of ongoing advisory agreements, standalone financial plans, fixed retainer arrangements, and hourly planning engagements, with billing arranged on an asset-based, fixed-fee, or hourly basis. The firm’s investment process combines fundamental analysis with the option to employ more active strategies — including options, short sales, and margin — where appropriate to a client’s objectives and risk tolerance.

Noteworthy features include a small, two-advisor team managing a sizable, concentrated client base, and a fee-only model that does not accept commissions or product sales. The firm does not custody client assets (clients retain custody at qualified custodians), generally does not vote proxies on client securities, and routinely integrates tax planning and preparation into its advisory work.