Pathways Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
38
11% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
38
Average account size
$0
About
Pathways Financial Planning is a fee-only advisory firm that provides comprehensive financial planning to individuals and high-net-worth clients, covering areas such as retirement planning, estate and tax planning, business planning, cash-flow and debt management, and divorce financial planning. The firm offers both ongoing comprehensive planning engagements and limited-scope hourly or divorce-planning engagements, delivering written plans and tailored recommendations to clients.
The firm’s practice emphasizes planning and recommendations rather than discretionary investment management or custody of client assets; it does not manage client portfolios or accept custody and therefore does not place trades on clients’ behalf. Fees are charged on a recurring fixed-fee or hourly basis rather than as a percentage of assets under management, and investment guidance typically relies on asset allocation principles (including modern portfolio theory), passive funds, and optional socially responsible/ESG-oriented strategies.
Noteworthy features include the planner’s professional credentials in financial planning and divorce financial analysis and a focused offering of divorce-related financial services and business-owner planning, which are emphasized alongside broader planning work. The firm operates with a small, boutique client base and requires clients to implement recommendations with their chosen custodians, a model that differs from many peers that provide discretionary portfolio management and AUM-based billing.
Client services
Financial planning
Expertise
Divorce financial planning
Business exit / sale strategy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
$250 per hour for hourly and divorce financial planning
Fee-only: Fixed fees ranging from $500 to $800 monthly or $1,500 to $2,400 quarterly for ongoing comprehensive financial planning; Hourly fee of $250 for hourly and divorce financial planning
Main office location
Pathways Financial Planning
Regus 3600 Rt 66, Suite 150
Neptune NJ 07753, United States
Number of offices
2
Most active in
Pathways Financial Planning has reported serving >5 clients in these states in the last 12 months.
Maine · Massachusetts · New Hampshire · New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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