Pathways Financial Consulting LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$12,947,707
Total clients
9
100% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
9
Average account size
$1,438,634
About
Pathways Financial Consulting LLC is a registered investment adviser that provides discretionary wealth management and financial planning to individuals and high‑net‑worth clients. The firm reports managing roughly $12.95 million across nine client relationships and typically constructs portfolios using low‑cost mutual funds and ETFs while retaining the ability to include individual stocks or bonds as appropriate.
The adviser combines fundamental and cyclical analysis to build diversified, primarily long‑term portfolios and may rebalance or trade shorter‑term to meet client objectives or market conditions. Clients may engage the firm for ongoing or standalone financial planning; accounts are monitored continuously with formal reviews conducted at least annually.
The firm’s small client roster and reported assets imply a relatively high average account size and an emphasis on high‑net‑worth relationships rather than mass‑market individual clients, a profile that differs from many independent peers. The brochure also discloses the firm’s use of client testimonials in advertising and an institutional relationship with its custodian that provides software and support to the adviser—arrangements the firm notes as potential conflicts of interest.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
General retirement planning
Fee options
Fixed financial planning engagement fees up to $10,000.
$0 - $1,500,000: 0.75% annually Over $1,500,000+: 0.50% annually
Fee-only: Wealth management fees charged monthly in arrears based on assets under management; Financial planning fees charged as fixed fees up to $10,000 or ongoing fees up to $800 per month.
Main office location
Pathways Financial Consulting LLC
Needham MA, United States
Number of offices
2
Most active in
Pathways Financial Consulting LLC has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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